19 March, 2025

How Is Liability Determined in a Multi-Vehicle Crash?

Determining liability in a multi-vehicle crash can be complicated. Accidents involving numerous vehicles may lead to differing accounts of the collision and serious injuries. Yet understanding who is responsible is critical for holding the right parties accountable, protecting your rights and securing the compensation you deserve. At The Horwitz Law Group, we untangle the complexities of multi-vehicle crashes and fight for fair outcomes for our clients. Here’s how liability is determined in these situations and what it means for your case.

Factors Used to Determine Fault

Several key factors help establish liability in a multi-car crash, each requiring close examination.

1. Witness Statements

Witnesses play a crucial role in determining what really happened. Their accounts can clarify critical details, such as which vehicle initiated the accident or whether reckless behaviors—like speeding or tailgating—were involved. A skilled attorney can interview witnesses and highlight inconsistencies in opposing claims, strengthening your case.

2. Police Reports

The police report is one of the most pivotal documents reviewed in determining liability. It often includes vital details, such as the officer’s initial assessment of fault, the physical conditions at the crash site and any traffic violations observed. While this report isn’t the final word on liability, it provides a strong foundation for further investigation.

3. Accident Reconstruction Analysis

When the sequence of events is disputed or unclear, accident reconstruction experts can step in. Using technology, science and data from the scene—like skid marks, vehicle damage and surveillance footage—these professionals piece together the crash to establish causation. At The Horwitz Law Group, we work with respected professionals in this field to support our clients’ cases.

4. Insurance and Driver Statements

Statements made to insurance companies and law enforcement also influence liability determinations. However, it’s important to remember that anything you say can be used against you. Having a qualified attorney by your side ensures your statements are presented in a way that protects your interests.

Understanding Modified Comparative Negligence in Illinois

Illinois uses a modified comparative negligence system to allocate fault. Here’s how it works.

If multiple drivers share responsibility for the accident, each is assigned a percentage of fault. Under Illinois law, you can still recover damages if you are less than 50% at fault for the crash. However, your compensation will be reduced by your percentage of fault. If you are deemed 20% responsible for an accident, you will receive 80% of the possible damages.

Understanding this principle is vital, as insurance companies often try to inflate your share of the blame to reduce their payout. That’s why having experienced legal representation is essential.

Why You Need The Horwitz Law Group

Determining liability in a multi-vehicle crash is rarely straightforward, but you don’t have to face these challenges alone. At The Horwitz Law Group, we investigate every angle of your case to safeguard your rights. Whether it’s collecting witness testimonies, reconstructing the accident or negotiating with insurance companies, we’re here to fight for you every step of the way.

If you or a loved one has been injured in a multi-vehicle crash, The Horwitz Law Group is prepared to help. You deserve an advocate who will fight tirelessly to uphold your rights and secure the compensation you need to move forward. Contact us now, and take the first step toward justice.