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Underinsured Motorists Accidents

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Chicago Underinsured Motorist Accident Lawyer

What happens when the driver who injured you has some insurance but not enough? A Chicago underinsured motorist accident attorney of The Horwitz Law Group can help you obtain compensation for damages from the underinsured motorist provision of your own insurance policy.

Inadequate Coverage for Chicago Car Accidents

Illinois drivers are only required to carry liability insurance with a minimum coverage of $20,000 per person and $40,000 per accident. Often, this coverage is just not enough.

It does not take much of an accident to leave you with tens of thousands of dollars in damages. Costs associated with doctor’s visits, hospital stays, surgery, rehabilitation costs, lost wages, lost future earning capacity, damage to your own vehicle, and your own pain and suffering can quickly exceed the minimum coverage limits. This can leave you injured, unable to work and facing significant debt through no fault of your own.

The underinsured motorists (UM) portion of your insurance policy can provide additional coverage when damages exceed the limits of the other driver’s coverage. Our lawyers are experienced in representing clients in underinsured motorist claims.

Will My Insurance Premiums Go Up After an Auto Accident?

In most cases, your insurance rates will not go up simply because you made a claim on your underinsured motorist coverage. However, as soon as you make a claim on your insurance, you will become an adversary to your own insurance company. Its representatives will attempt to minimize the amount of damages they pay to you. That is why it is extremely important to seek representation from a lawyer who will pursue full coverage.

Our Chicago uninsured motorist lawyers are experienced in obtaining compensation in uninsured and underinsured motorists claims. A significant portion of our practice is devoted to helping those injured by those who lack any insurance or adequate insurance. Please let us explain how we can help you. To arrange a free consultation about your case, please contact The Horwitz Law Group.


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Call or text us at 312-641-9200 or contact us by email to schedule a free consultation with an experienced attorney.

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Case Results


for a young lady who was run over by a private waste hauling company while crossing the street.


for a client injured in a 2005 Metra train derailment case.


for a client whose family was killed by a street sweeper that ran a red light.


for a premises liability accident resulting in below the knee amputation.


for a woman who was hit by a car while crossing the street.


for a client who was injured on the CTA red line train.


for a client who had lawyers at another law firm trying to settle the accident case for only $60,000.


for a client who was crushed between two cars nearly severing off her leg.


for a client whose son was accidentally run over by her husband as he backed out of their driveway.

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