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HomeBlogAuto AccidentsCommon Insurance Adjuster Tactics with Auto Accident Claims

Common Insurance Adjuster Tactics with Auto Accident Claims

If you have been injured by another driver’s negligence, you will file your claim with the at-fault driver’s car insurance provider. While it’s true that this insurance company is hired specifically to cover claims like yours, this does not mean that it is going to make the process easy for you – or that it is going to compensate you fairly (without putting up a fight). In fact, the insurance company has plenty of less-than-honest tactics at the ready, and the best path forward is with an experienced Chicago auto accident attorney in your corner. 

Unfair Dealings

Some insurance companies engage in unfair dealings right from the start, and it usually takes a savvy car accident attorney to spot these practices and to call the insurance companies out on them. Examples include:

  • Making early lowball settlement offers that are financially inadequate, but that can be appealing to desperate claimants
  • Artificially prolonging and complicating the claims process
  • Calling the veracity of the claim into question
  • Casting doubt on the extent of the claimant’s demonstrated injuries

The insurance company is well aware that injured claimants are exceptionally vulnerable, and many are happy to push the envelope in terms of settling for as little as possible in response.   

Outright Rudeness

Some insurance company reps will kill you with kindness (don’t be fooled), while others take a different approach – hitting you with outright rudeness from the get-go. Still, others save their rude act until the topic of actual compensation values comes up. You’ve been through enough and shouldn’t have to deal with the insurance representative’s rudeness on top of everything else. 

Issues with the Medical Treatment Provided

You may be encouraged to hear that the insurance company handling your case is willing to accept responsibility for all your appropriate medical expenses – only to find out that the company’s ideas regarding what is medically appropriate are entirely different than what your medical team considers appropriate. In other words, the insurance company may attempt to bilk you out of compensation related to your full range of medical expenses. 

Statement Requirement

It is not unusual for insurance companies to inform claimants that they are required to provide a recorded statement about the accident in question. The thing is that insurance reps are skilled at coaxing statements out of vulnerable claimants like you that ultimately go on to harm their car accident claims. In truth, you are not required to make a recorded statement, and you are much better off allowing your dedicated personal injury attorney to communicate with the insurance company on your behalf.   

An Experienced Chicago Auto Accident Attorney Is Standing by to Help

If a driver’s negligence leaves you injured in a car accident, the seasoned Chicago auto accident attorneys at The Horwitz Law Group dedicate their practice to taking on insurance companies and to skillfully negotiating for our clients’ just compensation. We’re here for you, too, so please don’t wait to contact us and schedule your free initial consultation today.



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