Chicago Insurance Lawyer
If you feel that your insurance company is not granting you with the coverage you were promised, you are not alone. Often insurance companies will deny coverage without the grounds to do so, or your insurance company may have sold you a policy without disclosing specific details about coverage. When you are denied coverage by your insurance company it can be a very scary situation, especially when large amounts of money are involved.
The Chicago insurance lawyers at The Horwitz Law Group are experienced in working with all major insurance companies in the state including:
You Can Take Action
You need to remember that you have rights! You should not feel intimidated by the big insurance companies, there are laws that these companies must follow and you yourself have rights. Know that the Chicago insurance attorneys at The Horwitz Law Group are on your side and ready to fight for your rights. Insurance companies have responsibilities to their policyholders, and they will do everything in their power to not grant you a settlement. If you are expecting money from your insurance company and they deny you for any reason you have the right to know why. If your insurer can’t provide you with a valid reason, or if it is a reason that does not make sense to you, call The Horwitz Law Group today, we are ready to help you with your Chicago insurance case.
Our Chicago insurance attorneys at The Horwitz Law Group are experienced when dealing with insurance companies. We know what to look for when building a firm defense for your case. We represent cases in all fields of insurance, including:
- Health insurance claims
- Life insurance policy claims
- Auto claims
- Homeowners’ and renters’ insurance claims
- Medical malpractice
- Disability insurance
The insurance companies make money by denying your claims. You have rights, if you believe you have filed a legitimate claim with your insurance company and they refuse to grant you the coverage you deserve, you have a case. We will work to see that you are fully compensated for your claim and seek additional damages for you as well.
Bad Faith Insurance Lawsuits
Insurance companies, under United States law, are required to treat those they insure with good faith and fair dealings. The duties of an insurance company exist in every policy and are often referred to as the “implied covenant of good faith and fair dealing”. If you believe that your insurance company has violated this covenant, which they are bound to under United States Law, you have the right to sue the insurance company for bad faith practices.
Bad things happen and many Americans depend on their insurers to help them through these tough times. An insurer is required to act in good faith when paying policyholders the benefits they deserve. We represent insurance policyholders in cases facing insurance companies that have denied an insured’s claim for any reason.
If you are experiencing difficulty with your insurance company and have had difficulty obtaining your benefits, contact The Horwitz Law Group’s Insurance Lawyers in Chicago IL today. Set up your free consultation with an experienced Chicago Insurance Attorney by contacting us today.
FAQs About Insurance Claim Lawsuits in Illinois
Insurance bad faith occurs when an insurer unfairly denies, delays or underpays a legitimate claim without a reasonable basis. Examples include failing to investigate your claim properly, misrepresenting policy language or using intimidation tactics to discourage you from pursuing your benefits.
You have the right to a fair and prompt evaluation of your claim. Your insurer has a legal duty to act in good faith. If they fail in this duty, you have the right to hold them accountable and sue them not only for the benefits you are owed but also for additional damages.
The time limit, or statute of limitations, for filing an insurance lawsuit can be complex and may even be shortened by the terms of your specific policy. Contacting an attorney immediately can help you ensure you do not lose your right to sue.
A denied claim is when the insurer refuses to pay anything. An underpaid claim is when they agree to pay but offer an amount that is significantly less than what you are rightfully owed. Both can be forms of bad faith.
You should gather your complete insurance policy, the denial letter and other correspondence with the insurer and any documents related to your claim, such as medical bills or repair estimates. We can help you organize and present this information to build a strong case.