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HomeBlogMotor Vehicle AccidentsThe Importance Of Knowing Your Insurance Policy Coverage
06 September, 2012

The Importance Of Knowing Your Insurance Policy Coverage

Unexpected and unfortunate events happen every day. In Chicago, many of these events occur in the form of auto accidents. However, despite the requirement for drivers to carry auto insurance, many drivers fail to do so. This poses great risk not only for the uninsured drivers themselves but for other motorists as well. Many drivers erroneously believe that they may not be eligible for compensation if the driver who hit them was uninsured. This is not always the case.
Illinois Law requires that all insurance companies provide their insured with the same limits of coverage for uninsured and underinsured motorist coverage as you have for liability coverage. Even as a pedestrian hit by a car who leaves the scene can collect under their own uninsured motorist coverage without the fear of the insurance company raising your premiums or dropping you. As long as you are a family member living in the house of an insured driver you can collect these benefits under the uninsured/underinsured portion of their insurance policy. Now your insurance company will act as if it were the at-fault driver’s insurance co

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$6,900,000.00

for a motor vehicle wrongful death case.

$5,300,000.00

for a 75-year-old woman who suffered an above the knee amputation due to being run over by a private school bus.

$4,500,000.00

for a young lady who was run over by a private waste hauling company while crossing the street.

$3,600,000.00

for a trucking accident resulting in the death of the driver.

$3,000,000.00

for a 70 year old man who died, without any living relatives, seven months after being hit by a car while crossing the street.

$2,300,000.00

for a client whose family was killed by a street sweeper that ran a red light.

$2,100,000.00

for a client injured in a 2005 Metra train derailment case.

$1,600,000.00

for a minor rear-ended on an expressway in Kankakee.

$1,400,000.00

for a premises liability accident resulting in below the knee amputation.

$1,200,000.00

for a woman who was hit by a car while crossing the street.

$1,197,000.00

for a client who was injured on the CTA red line train.

$900,000.00

for a bicyclist hit by a car.

$800,000.00

for a passenger injured in a rideshare rollover accident.

$750,000.00

for a rideshare accident injury.

$600,000.00

for a low-speed rear-end accident.

$500,000.00

for injuries in a van accident pulling a trailer.

$500,000.00

for a minor injured in a ride-share accident.

$495,000.00

for a pedestrian injured due to a sidewalk defect.

$350,000.00

for a passenger injured in a rideshare rollover accident.

$289,000.00

for a driver injured in an auto accident.

$270,000.00

for injuries from a right-turning truck.

$260,000.00

for a family injured in an auto accident.

$255,000.00

for a law enforcement officer rear-ended by a truck.

$250,000.00

for a motorcyclist rear-ended.

$233,000.00

for an individual injured by a dog.

$225,000.00

for a bicyclist hit by a car while crossing the street.

$201,000.00

for a driver rear-ended on the expressway.

$175,000.00

for a client who had lawyers at another law firm trying to settle the accident case for only $60,000.

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Chicago, IL 60602 | USA

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Attorney Advertising. This information is designed for general information only. The information presented should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Past results and testimonials are not a guarantee, warranty, or prediction of the outcome of your case, and should not be construed as such. Past results cannot guarantee future performance. Any result in a single case is not meant to create an expectation of similar results in future matters because each case involves many different factors, therefore, results will differ on a case-by-case basis. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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