What You Need to Know about Personal Injury Law
Many of us have heard the term personal injury, however, many people may not be sure precisely what it means. An accident refers to a circumstance where someone has been physically or emotionally injured or killed by the wrongful act of someone else.
A personal injury claim happens when the person harmed really wants to get money from the person or institution that wronged them as compensation with the harm. This claim may be for negligence, which simply means the injured person claims the wrongdoer was careless. Automobile accident cases are definitely the classic illustration of negligence claims. Another example is a slip or trip and fall which is sometimes called premises liability.
If the carelessness is committed by a professional, for instance a doctor, lawyer or accountant, it is called malpractice. As you may guess, products liability is the term for harm due to a defective product. Finally a commercial or worker’s compensation claim is one for injuries or death which occurs at work. Unlike other personal injury claims, the individual making the worker’s claim need not prove anyone is at fault or careless to be able to recover worker’s compensation.
Who covers the cost for my doctor bills, lost time from work and physical restrictions?
Personal injury law states that if somebody carelessly causes any sort of accident they may be responsible to pay doctor bills, in addition to any pain, discomfort, emotional harm, lost income or physical limitations that are the outcome of the accident.
Expenses for doctor bills and time lost from work are often easy to calculate down to the penny. However, a compensation for pain, scarring, emotional harm, or physical limitations – both short and long term – are not so easy to calculate. For these items you, your lawyer, insurance companies and sometimes juries must decide the fair and reasonable sum of money that will make up for your injuries and harms.
Remember, however, that the other person might not have any insurance, or enough to pay the debts. Also, sometimes there might be a dispute regarding who was at fault or whether every one of the injuries and treatment are directly related to the accident. That’s why it’s usually best to first submit your bills using your own health insurance. A lawyer can advise you on questions of fault, available coverage and who’s responsible to cover these things as well as whether your health insurance, treating doctors or hospital possess a right to a share of your claim
Contact an Accident Attorney
Whether you were injured in an auto accident, hit by an uninsured motorist, harmed in a mass transit accident, or injured on the job, we will fight to help you obtain fair compensation for the full extent of your losses.
To arrange a free consultation about your case, please contact The Horwitz Law Group by e-mail or call 312-641-9200.