The moment after a car accident is critical. It’s normal to feel scared or shaken up right after an accident. That’s why every driver should know what to do after they’ve been in an accident that isn’t their fault. Knowing your legal obligations and how to seek entitled compensation is important, since preparing for the worst scenario ensures you’re ready to act if it occurs. If you believe you were injured due to someone’s negligence, call The Horwitz Law Group for advice regarding your situation.
Confirming the health and safety of everyone involved in the crash is most important. Check to ensure no one needs immediate medical care, and evaluate your surroundings. Are you in the middle of a busy street or an intersection? Is your vehicle still functional? Get out of the way of traffic if possible.
Police need to be contacted if the accident happened on a public street. Once they arrive, they’ll study the physical evidence and statements both drivers provide to create a report. Once the report becomes available from the department, request a copy to keep for your records and another for your insurance provider.
Be very careful when speaking to law enforcement and other parties involved. Any apology or expression of guilt can be used as evidence of liability and may act as leverage for the insurance company to deny your claim.
Collect the other driver’s insurance information. You’ll need their name, insurance provider, tag number and policy number. Even if the information may be available on the case report, it’s always helpful to collect it yourself. The claims process begins right away rather than waiting for the report to become available.
Knowing what to do after an accident is difficult, but accurately recalling everything that happened is often even more challenging. A successful claim requires accurate evidence to support the other party’s liability. Take pictures or videos once the scene is safe. These images will display key information, such as weather conditions, skid marks, traffic and more. Likewise, write down details of the incident. If you have witness accounts, include their contact information. Their testimony can aid you in court.
Even if the accident wasn’t your fault, you must inform your insurance company about the incident. Provide your statement and any evidence you collected to support your claim should the other party decide to file one against you. Your insurance provider may also need this information to work with the other party’s carrier depending on your coverage. After filing the initial claim with the other party’s insurance, pay attention to what you sign. They may attempt to get you to accept a less-than-ideal settlement or absolve them of liability.
Following these steps will increase your chances of receiving the compensation you deserve. Call The Horwitz Law Group for a case evaluation.
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