If you or a loved one has been involved in an accident and the other driver did not have valid automobile insurance at the time of the accident, you can still collect for your medical bills, pain and suffering, loss of normal life, wage loss and disfigurement. This is handled through your own automobile insurance under the uninsured/underinsured (UM/UIM) portion of your policy. Uninsured motorist insurance is mandatory in Illinois. Call a Chicago uninsured motorist accident lawyer at The Horwitz Law Group to assist you in your claim.
What About My Insurance Premiums?
In most cases, filing an uninsured motorist claim on your own insurance does not result in an increase in your premiums as you are not judged to be at fault for this accident. In general, after the insurance company pays you for your injuries, it will attempt to sue the at-fault driver to be paid back.
Uninsured and underinsured motorists coverage protects you, your passengers and your family members. To learn more about this important topic, please review the following information:
If you were injured in an accident and the at-fault driver does not have enough insurance to cover your expenses, it is possible to recover money through your underinsured motorist insurance coverage. The Chicago attorneys at The Horwitz Law Group can examine your insurance policy and ensure you get the compensation you deserve.
Many situations arise where uninsured or underinsured insurance coverage can help pay medical expenses or vehicle repair costs. Trust our Chicago attorneys to ensure that your family members receive the proper compensation after an automobile accident.
The attorneys of The Horwitz Law Group have nearly 20 years of experience handling and winning complex automobile accident cases. Call us at 312-641-9200 or contact us by e-mail to schedule a free consultation with an experienced uninsured motorist accident and victims’ rights attorney.
Our firm has handled hundreds of uninsured/underinsured claims. We concentrate our practice on the area of personal injury, which also includes uninsured/underinsured claims. If your insurance company does not wish to pay full value for this claim, we will demand arbitration, which is the method most policies call for in order to resolve this claim.
Suffering a life-altering injury through no fault of your own is devastating. Not having the insurance available to cover your medical bills and other losses can make a bad situation even worse. Don’t put your future or that of your loved ones at risk.
If you or someone you care about has been injured, e-mail our personal injury attorneys at The Horwitz Law Group in Chicago, Illinois, or call 312-641-9200. We offer a free initial consultation and case evaluation.